:root {
  --forest: #12372f;
  --forest-2: #0d2a24;
  --cream: #f6f1e6;
  --sand: #ebe3d1;
  --brass: #c08a2e;
  --brass-dark: #a0721f;
  --ink: #1d2b28;
  --muted: #5c6b66;
  --radius: 14px;
}
html { scroll-behavior: smooth; scroll-padding-top: 76px; }
body { font-family: 'Figtree', system-ui, sans-serif; color: var(--ink); background: #fff; font-size: 1.05rem; line-height: 1.65; }
h1, h2, h3, .foot-brand, .navbar-brand { font-family: 'Fraunces', Georgia, serif; }
h2 { font-size: clamp(1.9rem, 3.6vw, 2.8rem); font-weight: 600; color: var(--forest); line-height: 1.15; letter-spacing: -.01em; }
h3 { font-weight: 600; color: var(--forest); line-height: 1.2; }
h4 { font-size: 1.05rem; font-weight: 700; color: var(--forest); margin: 1.4rem 0 .5rem; }
a { color: var(--brass-dark); }
img { max-width: 100%; height: auto; }

/* buttons */
.btn { border-radius: 999px; font-weight: 600; padding: .6rem 1.4rem; }
.btn-lg { padding: .8rem 1.7rem; font-size: 1.05rem; }
.btn-brass { background: var(--brass); border-color: var(--brass); color: #fff; }
.btn-brass:hover, .btn-brass:focus { background: var(--brass-dark); border-color: var(--brass-dark); color: #fff; }
.btn-forest { background: var(--forest); border-color: var(--forest); color: #fff; }
.btn-forest:hover { background: var(--forest-2); color: #fff; }
.btn-outline-forest { border: 2px solid var(--forest); color: var(--forest); }
.btn-outline-forest:hover { background: var(--forest); color: #fff; }

/* nav */
.site-nav { background: var(--cream); border-bottom: 1px solid rgba(18,55,47,.12); padding: .55rem 0; }
.navbar-brand { color: var(--forest); font-weight: 700; font-size: 1.2rem; display: flex; align-items: center; gap: .6rem; white-space: nowrap; }
.navbar-brand small { font-family: 'Figtree', sans-serif; font-weight: 500; font-size: .78rem; color: var(--muted); letter-spacing: .04em; text-transform: uppercase; margin-left: -.1rem; }
.brand-amp { background: var(--forest); color: var(--cream); border-radius: 8px; padding: .1rem .5rem; font-size: .95rem; }
.site-nav .nav-link { color: var(--forest); font-weight: 600; padding: .5rem .8rem; }
.site-nav .nav-link:hover { color: var(--brass-dark); }
.dropdown-menu { border: 0; box-shadow: 0 10px 30px rgba(0,0,0,.12); border-radius: 12px; }
.dropdown-item:active { background: var(--forest); }

/* hero: split panel */
.hero { display: grid; grid-template-columns: 1fr; min-height: calc(100vh - 66px); }
.hero-panel { background: var(--forest); color: #fff; display: flex; align-items: center; padding: 3.5rem 1.5rem; }
.hero-inner { max-width: 620px; margin-left: auto; padding: 0 1rem 0 0; }
.hero-photo { background: url('img/hero.webp') 30% center/cover no-repeat; min-height: 300px; order: -1; }
.eyebrow { color: #e7c98a; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; font-size: .8rem; margin-bottom: 1rem; }
.hero h1 { font-size: clamp(2.3rem, 4.6vw, 3.9rem); font-weight: 600; color: #fff; line-height: 1.08; letter-spacing: -.015em; }
.hero h1 em { display: block; font-style: italic; font-weight: 500; color: #e7c98a; }
.hero-lead { font-size: 1.15rem; color: #dbe6e2; margin-top: 1.2rem; }
.hero .btn-outline-light:hover { color: var(--forest); }
.hero-facts { list-style: none; padding: 0; margin: 2.4rem 0 0; display: grid; grid-template-columns: repeat(3, auto); gap: 1.2rem; border-top: 1px solid rgba(255,255,255,.2); padding-top: 1.4rem; font-size: .9rem; color: #c3d3ce; }
.hero-facts strong { display: block; font-family: 'Fraunces', serif; color: #fff; font-size: 1.25rem; font-weight: 600; }
@media (min-width: 992px) {
  .hero { grid-template-columns: 5fr 4fr; }
  .hero-photo { order: 0; min-height: 0; background-position: 28% center; }
  .hero-panel { padding: 4rem 2rem 4rem 1.5rem; }
  .hero-inner { max-width: 640px; }
}
@media (max-width: 575px) {
  .hero-facts { grid-template-columns: 1fr 1fr; }
  .hero-facts li:last-child { grid-column: span 2; }
  .hero-panel { padding: 2.5rem 1.25rem; }
  .hero-inner { padding: 0; }
}

/* sections */
.section { padding: 6rem 0; }
.section-head { max-width: 780px; margin: 0 auto 3.5rem; text-align: center; }
.section-head p:last-child { color: var(--muted); }
.kicker { text-transform: uppercase; letter-spacing: .14em; font-weight: 700; font-size: .8rem; color: var(--brass-dark); margin-bottom: .6rem; }
.kicker.light { color: #e7c98a; }
.lead-copy { font-size: 1.15rem; color: var(--muted); }
.small-copy { font-size: .98rem; color: var(--muted); }
.photo-card { border-radius: var(--radius); overflow: hidden; box-shadow: 0 18px 40px -18px rgba(18,55,47,.45); background: #fff; }
.photo-card img { display: block; width: 100%; height: auto; }

.tick-list { list-style: none; padding: 0; margin: .4rem 0 1rem; }
.tick-list li { position: relative; padding-left: 1.7rem; margin-bottom: .35rem; }
.tick-list li::before { content: "\F26E"; font-family: 'bootstrap-icons'; position: absolute; left: 0; top: 0; color: var(--brass); }
.tick-list.two-col { columns: 2; column-gap: 1.5rem; }
.tick-list.two-col li { break-inside: avoid; }
@media (max-width: 575px) { .tick-list.two-col { columns: 1; } }

/* why */
.why { background: #fff; }
.why-card { background: var(--cream); border-radius: var(--radius); overflow: hidden; height: 100%; display: flex; flex-direction: column; }
.why-card img { width: 100%; height: 190px; object-fit: cover; display: block; }
.why-body { padding: 1.5rem; display: flex; flex-direction: column; flex: 1; }
.why-body h3 { font-size: 1.35rem; }
.why-body p { color: var(--muted); font-size: .98rem; flex: 1; }
.more { font-weight: 700; text-decoration: none; color: var(--forest); }
.more:hover { color: var(--brass-dark); }

/* coverage */
.coverage { background: var(--cream); }
.cov-row { padding: 3.5rem 0; border-top: 1px solid rgba(18,55,47,.14); }
.cov-row:first-of-type { border-top: 0; padding-top: 0; }
.cov-row h3 { font-size: clamp(1.6rem, 2.6vw, 2.1rem); margin-bottom: 1rem; }
.num { font-weight: 700; letter-spacing: .08em; text-transform: uppercase; font-size: .82rem; color: var(--brass-dark); margin-bottom: .6rem; }
.num i { margin-right: .35rem; font-size: 1rem; }
.photo-stack { position: relative; padding-bottom: 3rem; }
@media (min-width: 992px) { .cov-row .col-lg-6:has(.photo-stack, .photo-card) { align-self: flex-start; position: sticky; top: 96px; } }
.photo-stack .main { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; height: auto; border-radius: var(--radius); display: block; box-shadow: 0 18px 40px -18px rgba(18,55,47,.45); }
.photo-stack .inset { position: absolute; right: 1.2rem; bottom: 0; width: 44%; height: auto; border-radius: 12px; border: 5px solid var(--cream); box-shadow: 0 12px 28px -10px rgba(0,0,0,.4); }
.callout { margin-top: 1.4rem; padding: 1.1rem 1.3rem; background: #fff; border-left: 4px solid var(--brass); border-radius: 0 12px 12px 0; font-size: .98rem; color: var(--muted); }
.callout strong { display: block; color: var(--forest); font-family: 'Fraunces', serif; font-size: 1.1rem; }

/* carriers */
.carriers { background: #fff; }
.partner-label { text-transform: uppercase; letter-spacing: .12em; font-size: .85rem; color: var(--muted); margin: 0 0 1.5rem; }
.logo-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
@media (min-width: 576px) { .logo-grid { grid-template-columns: repeat(3, 1fr); } }
@media (min-width: 992px) { .logo-grid { grid-template-columns: repeat(4, 1fr); } }
.logo-grid > * { background: #fff; border: 1px solid #e3ddcd; border-radius: 12px; height: 110px; display: flex; align-items: center; justify-content: center; padding: 1rem; transition: box-shadow .2s, transform .2s; }
.logo-grid a:hover { box-shadow: 0 10px 24px -12px rgba(18,55,47,.5); transform: translateY(-2px); }
.logo-grid img { max-height: 70px; max-width: 100%; width: auto; height: auto; object-fit: contain; }

/* resources */
.resources { background: var(--sand); }
.res-card { background: #fff; border-radius: var(--radius); padding: 1.8rem; height: 100%; }
.res-card h3 { font-size: 1.25rem; display: flex; gap: .55rem; align-items: baseline; margin-bottom: 1rem; }
.res-card h3 i { color: var(--brass); }
.res-card h5 { font-size: .8rem; text-transform: uppercase; letter-spacing: .1em; color: var(--muted); margin: 1rem 0 .4rem; }
.res-card ul { list-style: none; padding: 0; margin: 0; }
.res-card li { padding: .4rem 0; border-bottom: 1px dashed #ddd5c0; font-size: .98rem; }
.res-card li:last-child { border-bottom: 0; }
.res-card a { color: var(--forest); font-weight: 600; text-decoration-color: var(--brass); }
.quote-band { background: var(--forest); color: #fff; border-radius: var(--radius); padding: 1.5rem; }
.quote-band h3 { color: #fff; margin-bottom: .3rem; }
.quote-band p { color: #c9d8d3; }
.quote-band img { width: 100%; height: auto; border-radius: 10px; display: block; }

/* request */
.request { background: var(--forest-2); color: #fff; }
.request h2 { color: #fff; }
.request .lead-copy { color: #c9d8d3; }
.request .lead-copy a { color: #e7c98a; }
.request .photo-card { margin-top: 1.8rem; }
.req-form { background: #fff; color: var(--ink); border-radius: var(--radius); padding: 2rem; }
.req-form h3 { margin-bottom: 1.2rem; }
.req-form .form-label { font-weight: 600; font-size: .9rem; margin-bottom: .25rem; }
.req-form .form-control { border-radius: 10px; padding: .7rem .9rem; border-color: #cfc8b6; }
.req-form .form-control:focus { border-color: var(--brass); box-shadow: 0 0 0 .2rem rgba(192,138,46,.25); }

/* contact */
.contact { background: var(--cream); }
.info-list { list-style: none; padding: 0; margin: 0 0 1rem; }
.info-list li { display: flex; gap: 1rem; padding: 1rem 0; border-bottom: 1px solid rgba(18,55,47,.14); }
.info-list i { font-size: 1.4rem; color: var(--brass); line-height: 1.3; }
.info-list strong { display: block; color: var(--forest); }
.license { color: var(--muted); font-size: .92rem; margin: .8rem 0 1.2rem; }
.map-wrap { border-radius: var(--radius); overflow: hidden; box-shadow: 0 18px 40px -18px rgba(18,55,47,.45); height: 100%; min-height: 360px; }
.map-wrap iframe { width: 100%; height: 100%; min-height: 360px; border: 0; display: block; }
.team-title { text-align: center; margin: 4rem 0 1.5rem; font-size: 1.6rem; }
.person { background: #fff; border-radius: var(--radius); padding: 1.3rem; text-align: center; height: 100%; }
.person i { font-size: 1.6rem; color: var(--brass); display: block; }
.person strong { display: block; font-family: 'Fraunces', serif; font-size: 1.15rem; color: var(--forest); }
.person a { font-size: .85rem; word-break: break-all; color: var(--muted); }

/* footer */
.site-footer { background: var(--forest); color: #c9d8d3; padding: 4rem 0 1.5rem; font-size: .98rem; }
.site-footer a { color: #e9efec; text-decoration: none; }
.site-footer a:hover { color: #e7c98a; }
.foot-brand { color: #fff; font-size: 1.5rem; font-weight: 600; margin-bottom: .6rem; }
.foot-brand small { display: block; font-family: 'Figtree', sans-serif; font-size: .75rem; letter-spacing: .12em; text-transform: uppercase; color: #e7c98a; font-weight: 600; }
.site-footer h5 { color: #fff; font-size: .8rem; text-transform: uppercase; letter-spacing: .12em; margin-bottom: 1rem; }
.foot-links { list-style: none; padding: 0; margin: 0; }
.foot-links li { margin-bottom: .45rem; }
.tc-chip { display: inline-block; background: #fff; border-radius: 10px; padding: .5rem .8rem; margin-top: .6rem; }
.tc-chip img { display: block; width: 150px; height: auto; }
.social { display: inline-flex; width: 44px; height: 44px; align-items: center; justify-content: center; border: 1px solid rgba(255,255,255,.3); border-radius: 50%; font-size: 1.2rem; }
.foot-bottom { margin-top: 3rem; padding-top: 1.3rem; border-top: 1px solid rgba(255,255,255,.15); display: flex; flex-wrap: wrap; gap: .8rem 1.5rem; justify-content: space-between; align-items: center; font-size: .88rem; }
.powered { background: rgba(255,255,255,.08); border: 1px solid rgba(231,201,138,.5); border-radius: 999px; padding: .35rem .95rem; color: #fff !important; }
.powered i { color: #e7c98a; }

@media (max-width: 991px) {
  .section { padding: 4rem 0; }
  .navbar-brand small { display: none; }
  .site-nav .navbar-collapse { padding: .8rem 0 1rem; }
}
@media (max-width: 400px) { .navbar-brand { font-size: 1rem; } }

.cov-row .photo-card img { aspect-ratio: 4 / 3; object-fit: cover; }
.photo-stack .main { object-position: center 25%; }